Personal Finance Manager

Personal Finance Manager is a free Android app for privately tracking your spending, income, lending, and net worth. Your financial data is encrypted and stored on your own device, not our servers.

Coming soon on Google Play Android · Free with optional Premium

Google Drive Integration & Data Usage

Personal Finance Manager can optionally connect to your Google account for one purpose only: backing up your data to your own Google Drive. Nothing is processed on our servers — we don't have any.

Here's exactly what that means:

Optional. The app works fully offline. You only connect Google Drive if you choose to turn on backup.
A private, hidden folder — nothing else. Backups go into a special app-only folder that isn't visible in your regular Google Drive, and isn't shared with anyone. Personal Finance Manager cannot see or touch your photos, documents, contacts, or any other files in your Drive.
Encrypted before it leaves your phone. Your backup is locked with a passphrase only you know, before it's ever uploaded. Even we can't read it.
Restorable any time. Turn on backup, and you can restore your data later — for example, after switching to a new phone.

See our Privacy Policy for full technical details.

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Expenses & income

Quick amount-first entry, categories, and accounts — with a home feed of everything at a glance.

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Lending & borrowing

Track who owes you and who you owe, per person, with payment history and reminders.

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Multi-currency

Log entries in any currency with live conversion and a snapshot rate saved on each entry.

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Auto-detected transactions

Optionally detect spending from bank SMS or notifications and confirm entries in one tap — all processed on your device.

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Encrypted & locked

Your database is encrypted at rest, with an optional biometric app lock.

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Optional encrypted backup

Back up to your own Google Drive, protected by a passphrase only you know.